Aflac Supplemental Insurance

With Aflac supplemental health insurance, you can provide an additional level of financial protection for yourself, your family and your employee's in the event of a serious accident or illness.

Tiffany Kukulica

Reno, NV, District Sales Coordinator

Everwell Everwell Certified

Se Habla Español

Whether it's accident, cancer, hospitalization or illness, no one will process and pay your claim faster. Our promise to you is to process and pay, not deny and delay.

 

ONE DAY PAY

There are three simple steps to make sure you get paid quickly:

 

Log in to Aflac SmartClaim® >

USE AFLAC SMARTCLAIM®

Our system will guide you every step of the way—from filling out the right forms to filing your claim—so your claim can be processed quickly.

UPLOAD SUPPORTING DOCS.

Once you’ve filled out the correct forms, you can upload any other required documents electronically. Just use a scanner or take a picture with your phone.

SUBMIT BY 3:00 PM ET

Get your claim in to us before 3:00 PM ET, Monday – Friday, and we’ll have it processed and paid within one business day.

Aflac Reno: Tiffany Kukulica

Discover how Aflac can help you

Aflac is insurance for daily life. We pay cash benefits when you’re sick or hurt to help with expenses that may not be covered by your medical insurance.

Accident Insurance

ACCIDENT INSURANCE

Help protect yourself with a plan that will pay cash benefits.

 

Cancer Insurance

CANCER INSURANCE

Give yourself and your family the tools to cope financially if a positive diagnosis of cancer should ever occur.

Critical Illness

CRITICAL ILLNESS

Help protect your family from financial burden in the event of a serious diagnosis.

 

Life Insurance

LIFE INSURANCE

Give yourself and your family peace of mind with our term life, whole life and juvenile life policies.

 

Hospital Insurance

HOSPITAL INSURANCE

Get coverage that can help with deductibles, copayments, and other out-of-pocket costs.

Short Term Disability Insurance

SHORT-TERM DISABILITY

Maintain a source of income even if you can’t work because of a covered illness or injury.

Dental Insurance

DENTAL INSURANCE

Keep smiling with dental coverage that lets you use any dentist you choose.

Vision Insurance

VISION INSURANCE

Our vision insurance policies help you look sharp and stay focused.

 

How could an accident impact your lifestyle?

62% of young adults have less than $1,000 on hand to pay out-of pocket medical expenses.*

What could a broken leg cost you?

187

DATE NIGHTS

(Based on the AVG Cost of $39.40) 3

28

MUSIC FESTIVALS

(Based on the AVG Cost of $261.46) 4

83

MOBILE PHONE BILLS

(Based on the AVG Cost of $83.33 monthly) 5

7,352

AVERAGE COST

OF A BROKEN LEG

1. J.D. Power 2015 Certified Contact Center Program recognition is based on successful completion of an audit and exceeding a customer satisfaction benchmark through a survey or recent servicing interactions. For more information, visit www.jdpower.com/ccc

2. "50 Best Companies for Diversity," Black Enterprise magazine, November 2016.

3. Zagat (2016). The State of American Dining in 2015. Accessed on Nov. 21, 2016, from https://www.zagat.com/b/the-state-of-american-dining-in-2015.

4. ABC News (2016). 4 Ways to Save Money On Your Cell Phone Bill. Accessed on Nov. 21, 2016, from http://abcnews.go.com/Business/ways-save-money-cell-phone-bill/story?id=31297718.

5. Forbes (2016). Coachella vs. Other Music Festivals: The Numbers. Accessed on Nov. 21, 2016, from http://www.forbes.com/sites/emilycanal/2016/04/22/coachella-vs-other-music-festivals-the-numbers/#46ddd8995842. Cost Stated is the average of all festivals listed under multi-day ticket.

6. Facts About Life 2013, LIMRA

* The 2016 Aflac WorkForces Report is the sixth annual Aflac employee benefits study examining benefits trends and attitudes. The Employee Survey was conducted online in the United States between Jan. 20 and Feb. 3, 2016, among 5,000 adults ages 18 and older who are employed full or part time at a company with three or more employees. Results were weighted to match U.S. demographics. No theoretical sampling error can be calculated; a full methodology is available. The 2016 Aflac WorkForces Report survey was conducted by Lightspeed/GMI on behalf of Aflac.

 

Why Aflac? Get the Aflacts

Got questions? We have got the best answers for you.

1. AFLAC IS DIFFERENT FROM HEALTH INSURANCE; IT’S INSURANCE FOR DAILY LIVING

Major medical pays for doctors, hospitals, and prescriptions. Aflac pays cash directly to you, unless otherwise assigned, to help with daily expenses due to an illness or accident.

2. AFLAC IS AFFORDABLE

We have a range of products that can fit most budgets. Aflac can help provide you and your family with coverage and security to help maintain your everyday lifestyle in case of illness or injury. And, Aflac rates don’t go up even when you file a claim.

3. AFLAC IS AN EXTRA MEASURE OF FINANCIAL PROTECTION

When you’re sick or hurt, Aflac pays cash benefits directly to you to help you and your family with unexpected expenses. The benefits are predetermined and paid regardless of any other insurance you have.

4. AFLAC PROCESSES CLAIMS QUICKLY—USUALLY WITHIN 4 DAYS

Aflac provides prompt service and fast payment of qualifying claims to help you pay your bills. While you’re focusing on your health, we focus on getting you cash as quickly as possible.

5. AFLAC PAYS YOU CASH BENEFITS TO USE AS YOU SEE FIT

You can use your Aflac benefits check to help pay for groceries, child care, or rent. It’s totally up to you.

6. AFLAC CLAIMS ARE EASY TO FILE

You can use your Aflac benefits check to help pay for groceries, child care, or rent. It’s totally up to you.

7. AFLAC BENEFITS HELP WITH UNEXPECTED EXPENSES

Your Aflac benefits check helps you pay for the many out-of-pocket expenses you incur when you are sick or hurt—like the cost of transportation to and from medical facilities, parking, and additional child-care expenses.

8. AFLAC PAYS YOU CASH BENEFITS EVEN WHEN YOU’RE HEALTHY

We want you to be healthy—that’s why several of our policies promote preventive care.

9. AFLAC BELONGS TO YOU, NOT YOUR COMPANY

When you have an Aflac policy—it’s yours. You own it. Even if you change jobs or retire, you can take your Aflac policy with you.

10. AFLAC IS ACCOUNTABLE

Because Aflac is accountable to our customers, employees and shareholders, our worldwide headquarters has been named to Ethisphere’s list of World’s Most Ethical Companies five years in a row, FORTUNE’s list of 100 Best Companies to Work For for 13 consecutive years, and FORTUNE’s list of World’s Most Admired Companies 10 times.

Aflac

Our Reno, NV District Office

445 California Ave Suite C Reno, Nevada, NV 89509

Office Hours: Monday - Friday 8am-5pm

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One Day PaySM available for most properly documented, individual claims submitted online through Aflac SmartClaim® by 3PM ET. Aflac SmartClaim® not available on the following: Disability, Life, Vision, Dental, Medicare Supplement, Long Term Care/Home Health Care, Aflac Plus Rider, Specified Disease Rider and Group policies. Aflac processes most other claims in about four days. Processing time is based on business days after all required documentation needed to render a decision is received & no further validation and/or research is required. Individual Company Statistic, 2016.One Day Pay claims received after 12:00 pm ET on 1/13/17 will be processed on the next business day 1/17/17.